But cases can drag on for years, making it difficult for plaintiffs to survive financially until they receive their settlement. But if you win, they'll have a legal right to share your settlement. Companies with deep pockets can afford to extend cases in an effort to "wait out" plaintiffs who are in dire need of funds to meet their living expenses.

For instance, the buyer may put down 5 % in cash, take on a mortgage for 75 % of the value of a house, and then the owner creates a note for the remaining 20 % to make the deal work. You can use installment-financing to close the deal with buyers, and then convert their future monthly payments into quick cash by selling the note.

If you have difficulty in getting a mortgage due to poor credit, most brokers will take advantage of you. You can see your full credit history online and get your credit score using a great service from credit reference agency Equifax. Don?t go to a broker who can?t offer mortgages from the whole of the market.

I was deliberating whether to bother even commenting on the FSA's latest 'findings'. Often if you write about something the thing itself is given more credibility merely by the act of commenting on it. It may be better to take a more practical approach and abolish the offence altogether for something wider, and less onerous to prove.

Remortgaging can provide a sizable saving, but the sooner you do it the sooner you can start saving. -there are remortgage fees to consider but this should be minimal in comparison to the savings you will make on your new deal -remortgaging can be a laborious, so prepare yourself